Consumer Chat Archive

Date: November 3, 2009
Host: Alan Garfinkel

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Standing in the street mournfully staring at what used to be your home can leave a person struggling to take the next step. Do you know where, or how, to start rebuilding? Homeowners insurance covers such a wide range of property and liability scenarios, including but not limited to; damage by fire or vandalism to an individual being injured on your property. There are also many types of losses and events such as earthquakes, hurricanes, floods or "Acts of God" which can be excluded unless specific insurance coverage is in place. It is truly important to have a firm understanding of your policy. Learn more about this vast and sometimes confusing topic with Attorney Alan Garfinkel on November 3rd at 2 PM ET (1 Central, 11 Pacific) and start rebuilding.

ALAN GARFINKEL is an Orlando, Florida lawyer and founder of Garfinkel Trial Group, an 22-lawyer plaintiffs' personal injury and natural disaster law firm. A graduate of Florida State University, Mr. Garfinkel is Board Certified and is also "AV-rated" by Martindale Hubbell (the highest possible rating) and is admitted to the United States Supreme Court, Florida Supreme Court and multiple Federal Courts. His associates are licensed to practice in multiple states including, Alabama, California, Georgia, Louisiana, New Jersey, New York, North Carolina, Pennsylvania, South Carolina, Tennessee, Texas, and Virginia. Alan is on the board of directors of Florida's largest charity for families of injured workers. http://www.hurricanejustice.com

Live Chat Transcript

zori: "I'm renting the house and there's a plam tree on the side on the house. Which it was windy the other day and the plam tree fell on my car. I file a cliam through my car insurance, which they will cover everything, but the deductible which is 500 dollar and i feel that is not my responsibility to pay for my deductiable because the landscaping person never trim the plam tree and plam tree are usually very strong. Agian I'm renting the house only and when i told the homeowner they said because i'm only renting they dont cover the damage... What is my next step or what can i do???"