I was interested in learning that banks can no longer pay for debit card purchases with insufficient funds and then charge outrageous NSF fees. When I discovered that my bank did this I asked them to stop over 2 years ago and was told that it was the way business is done. Now I am out thousands of dollars due to NSF charges. It's embarrassing to admit it but I assume that lots of people must have the same problem or the banks would still be socking it to us.
Is there any recourse to recover any of the money that I lost last year?