The policy will not cover tree removal if the tree fell due to an "Act of God". Even if negligence cannot be proven, I do not understand why this would be considered an "Act of God" . Since other trees nearby fell due to pine beetles, this could have been predicted/prevented and was not at all weather related. Even if this is not a liability claim, is it really an Act of God??
My mother is 85, and not internet savvy. What questions do you have that perhaps I can answer about her policy??
Thanks for your comments.