My work sent me to another state for a temporary assignment so I hired a property manager through a realtor company and he rented out my home (in Alabama). Nine months into the lease, he called and said the house was partially burned down and the fire department called the police because a meth lab was the cause of the fire. The tenant said he let a friend use the house and unaware of his activity. The tenant said he will take responsibility, but has gotten a lawyer. Do I need a lawyer too? Can I simply trust my homeowner's insurance? I just want my house fixed, but I don't think I can afford a lawyer. Any advice?