The fees for refinancing are absurd these days and I would like to cut out the title search and title insurance (it's $900). All that was done 2 years ago and the title is clear.
Even if it is not required, I believe the bank is going to tell me it is required, so I was wondering if anyone knowledgable could tell me if it really is required. Can the bank force this on me if it is not required?
Any input you have would be appreciated.