rated by 0 users
re: Postdating Checks in California? Recovery options?
07-20-2008 9:14 PM
Joined on 06-17-2008
Some states will allow bounced checks to be recovered up to 3 times the amount they were for, plus the cost of court fees, lawyer fees and your returned check fees from you bank. They allow this, by law, to discourage people doing this very action. You do have to go to court to obtain a judgement. Collecting the judgement is a different legal matter.
I lived in California for about 16 years to 1992. I believe that (unless the laws have changed since then), the banks will honor a check no matter the date on the check. They are proceessed in the order they are presented to the bank.
Checks that have a "void after" period specified are not honored by the bank if presented after the period has expired. I recently received a check that was only good for 90 days from check date; some I have received were good for 6 months, like pay checks.
Hope this helps.