I'm sorry if I gave a wrong answer to your question. Yes we all talk from personal experiences. It is/was my understanding 'Leave With Out Pay" is at the discretion of your Agency whether it is granted or not. The FMLA allows for up to 3 Months if approved. I thought they were walking you out the Door and Terminating you, letting you go?. Usually at that point everything would stop, but I assume you can get this special LWOP after removal from service. Also I see where the Agency can offer up to one year of LWOP, but again I thought you mentioned termination, not being walked out the door on unpaid leave.
As far as COBRA goes, normally you would be given an option to continue your Health benefits at full cost to you, if you sign up within the 31 day time frame. It is not a Deal, as the Government seems to pay more for less. My Blue Cross is $650 a Month for one person. My biggest problem was getting my Agency to Terminate me. It took over 8 Months to be officially let go, and almost one & a half years after stopping work before approval. And my Agency was not offering a Year of LWOP, however they were offering all the AWOL I could enjoy!