Does this FCE test play a roll in any
settlement that I may get from the insurance
Functional Capacity Evaluation (FCE) is apparently the latest euphemism for what used to be laughably called an Independent Medical Examination (IME) and it's a tool used by the insurance industry to uncover fraudulent claims. I use the word "laughably" because the whole insurance industry was in on the joke that there was nothing independent about IMEs that the insurance companies paid for.
Also being that it is near time to settling
with the insurance company. What kind of
things are considered when settling and after
I have the FCE test done will the insurance
company want to settle?
In many cases an FCE can confirm the diagnoses of your own physicians and accurately calculate the extent of one's disability.
However, make no mistake, IMEs and FCEs were created by and for the insurance industry as tools to be used in defense against claims.
Not looking to scare you, just to educate you.
Check out the following sources:
Here's one company that touts its FCE as providing "scientifically sound, legally defensible solutions to problems concerning return-to-work questions". "Legally defensible" means that when an insurance uses it to deny benefits, the insurance company wins in court.
Souldn't be any doubt that the FCE is a tool of the insurance industry.
Which is why I suggest you be as vocal as possible in relaying your reactions to the examiner.