Real Estate

house turned apts???

gregk2659 — Sun, 22 Nov 2009 16:38:28 GMT

I have looked and havent found much information on my concern so heres the quick version.A local home is turned into a duplex,then another apartment added to the back,then a garage built,later separated into 2 separate apartments,now another apartment being built.So you get the problem now.One R-1 home is presently 5 separate apartments and city refuses to take action even though no building permits tasken out,inspections or CO was issued,what is the citys resdponsibility to enforce written codes and laws for this,Also property is owned by a State Representative! Can quality of lifestyle be an issue due to this and someone be accountable

Creekbed

LMoore — Sun, 22 Nov 2009 12:46:12 GMT

If you live on a creek, is the creekbed owned by the state or by the property owner?

How to avoid Foreclosure or legal steps against Lender & MI

Torsten Huber — Fri, 20 Nov 2009 05:24:00 GMT

We bought our house 1999 in WA State for $195K, had to refinance $350K (Loan with Countrywide/BOA) for remodeling, CC etc. Put it on the Market in Nov of 2007 for $439 K (which was the Market Value at this time). In February of 2008 we bought a new house in WA State and got a loan with Countrywide/BOA again (old house was not sold at this time).We adjusted the price for the old house already multiple times. I took on a weekend job (2x12 hour shifts) from Feb 08 – April 09 to substitute for the 2 mortgage payments, my wife worked more hours, so we spent more time working and trying to do the right thing and pay 2 mortgages up until I lost my weekend job in April 09 , yes I worked for 14 month 7 days a week. During this time I called BOA/Countrywide multiple times to get a loan modification, without success. We had dropped the price for the house by than to our lowest price possible. We could not afford the extra mortgage and stopped paying the mortgage for the old house in May 09. Our Agent started to work on a short sale with the lender and we found a buyer2 month ago. After month of working with all interested parties the BOA finally agreed on the short sale package, but the Mortgage Insurance put their Veto into this and requested now an additional $ 22K from us to agree on the short sale, because they consider the old house an investment property. Well we don’t have anything left after paying for 2 houses for 15 month. Other than the financial impact we already have, it had a big impact on our family life (3 Kids).

Ideas or advice?

Thank you

Question 1: How can we force the Mortgage Insurance to agree on this deal?

Question 2: Can we precede any legal steps against BOA or MI? They should not giving us the second loan ( That’s how the whole Mortgage Crisis started to mess up the Economy )

Help! Our realtor acted outside of the seller's agreement...

ibreaktoys — Sat, 21 Nov 2009 19:16:43 GMT

We had a contract to sell a house we moved out of months ago. Our buyer wanted repairs, our agent got estimates totaling 3 grand. We told our agent we didn't have that kind of money, and after negotiating each agent agreed to pay one thousand and we would put in a thousand towards repairs. I have a piece of paper indicating what each party would pay at closing, but it is signed by no one.

We never saw any estimates or repairs contracts in writing, we never even so much as got a phone call from any contractors. Nothing. Our deal fell through and the earnest money was recently turned over to us (it just barely covers the mortgage for one month). Anyway, it was then that the realtor told us that the contractors would like to get paid for the work that they did on our house. We were flabbergasted, I didn't authorize the work and neither did my spouse, nor did we authorize our realtor to act as our agent in this capacity. We did however sign the contract for sale saying that we would fix the problems prior to closing, but that contract died. Since we didn't close on the house how can we be bound by that contract's terms? It turns out that our realtor told the repairmen to do the work, her name is all over the invoices.

One of the stipulations is our signed seller's agreement is that the realtor is not to act as our agent in any capacity outside of selling our home. Clearly our agent violated this and we believe that we can fire them for cause and without recourse. They made rookie mistake of colossal proportion, and as I see it they don't deserve our business.

But the bigger question is who pays for the repairs?

Late mother's name on property

ri-bill — Sat, 21 Nov 2009 20:30:53 GMT

Before my mother had passed away she had me put my name on put on the house at the city clerks office. I believe it was as co-tentants, so both our names are on record. There was no mortgage, now several years later I'm thinking of selling the house. The question is will her name on the house be trouble at a future closing? What would I have to do to have it removed? Thanks for any advice

Foreclosure help

JBUM123 — Fri, 20 Nov 2009 21:38:17 GMT

I am looking into buying a property that is in the first stages of foreclosure.

I have contacted the Lein holder (Heartwood 88) and they are willing for me to assume the liability of the leins by purchasing them plus their fees.

I was told that they would be dropped as the foreclosing party and I would take over.

What all is involved in foreclosing on a home?

I want to keep the home that I buy the leins on.

There is currently a mortgage on the property.

I attempted to buy the property from the Executor (the house is in a trust)

The mortgage plus the leins is more than the house is worth.

His lawyer said that if the house goes into foreclosure, the mortgage that is left over will go away by bamkrupting the Estate/Trust. Will this negatively effect any of the family members that were supposed to receive money from the sale of the house? (other than not getting any money)

I know the family and I love the house so I am trying to get the house for my use and keep it from going to someone else.

There are two types of leins on the property.

Heartwood 88 owns back prperty tax leins which I can buy and there are 2 IRS leans on it.

How would I handle the IRS leins?

Any help on any of this would be appriciated!

Thanks!

Jeff

Foreclosure advertisments after house sold 2 months ago

italnstallion99 — Fri, 20 Nov 2009 22:51:33 GMT

I sold my house as a short sale in the middle of september. For some reason this past week I have received several legal advertisement stating that foreclosure has been filed against me. This does not make sense. I was about 6 months behind on my loans before the short sale closed. I never received any information from the banks that the foreclosure process would be starting nor was I served any papers.

Maybe the bank recoreded it incorrect and put it down as a foreclosure? I am not sure what is going on. The real estate attorney who handled the closing for me doesn't know what happened so he is useless. Do I need to contact the bank myslef and find out? What scared me is that I am going to have a foreclosure on my record now and this is public information that anyone can find out from a civil court. For example if I go to rent an apartment most realtors perfrom background checks and when they see a previous foreclosure filing you're most likely out of the running. I am thinking they made a mistake and I would need to have it taken out of the system if that is the case.

Maybe I should run my credit report as well to see what is on there?

I would appreciate any advice on the best way to proceed from here

some advice please

jamieJD — Fri, 20 Nov 2009 21:14:12 GMT

In September of 2003 my mother passed away I inherited her estate spanning 2 countries the US and the Netherlands. A will was drafted in the US putting everything in a trust. In the Netherlands the notary and the accountant said since the will was drafted in the US it held no legality in the Netherlands. Therefor I was 100% owner of the estates in the Netherlands, and under no circumstances would I have to abide by any stipulations in the will.

A few months later I am back in the New York and I received a letter from the firm demanding that I provide documentation that I am in school as dictated in the will if I want any funds to be released from the estate, that a few months prior I was supposedly 100% owner of.

My father had also gone against the contract we made with me stipulating in writing that as long as I was in school he would take care of my rent. Now his stance is I can pay my own rent (this seemed a little opportunistic). However naturally I was stunned by the harsh language in the letter from the Netherlands accountant and I sent him email after email after email asking how is this possible considering what was said and signed in the meeting. he would not respond to any of the emails. at the time was 20 and a little naive I assumed my father would be able to help me with acquiring legal representation, instead he says I need to be grateful with what I have, I need to stop trying to manipulate the situation, I need to just abide by my mother’s instructions and attend school.

I was surprised and also shocked by his unwillingness to hear me out and help me but I thought this is my father he knows better than i do and he is rite morraly and I need 2 make the best from this situation and just focus on school. considering my father is Dutch just like the accountant I suggested since my accountant refuses to communicate with me he could b my liaison to the accountant. worst decision of my life!!!

Before I know it I am completely out of the loop and left in the dark about what is going on with my affairs. My father succeeded in his bloodless coup d’etat and took over in effect when I only asked him to be a liaison. He was making decisions behind my back, I never received a spreadsheet in 6 years, my accountant has authorized funds released to my father to compensate him for school rent and other things that he would decide on his own to spend or invest money on without my prior knowledge or consent and the accountant would never bother to confirm with me. the whole time my father’s attitude is one of “oh well, screw you.”

Now it is 2009 this has gone on 6 years and the estate is in default because the accountant “ran out of money to pay the mortgages” now I am back in control after my father said "and oh by the way u might need to sell everything because there is no money left." I cursed out my father and demanded he never have anything more to do with the accountant in the Netherlands. I got backing from the trust here in the US and they acquired an attorney in the Netherlands. I need to sell everything before the bank forecloses, but after 4k worth of mortgage payments there isn’t much left.

I feel my father is 50% responsible and my accountant 50%. my father should know something is wrong when an accountant refuses to communicate with a client after such a drastic policy change. I feel he was trying 2 take advantage of the father son relationship and manipulate me and the situation from day one. And my accountant just totally dropped the ball if not cooperated with my father, no spreadsheets, paying out of principal, sending baseless letters and refusing explain them, releasing funds to my father’s account without my permission consent or knowledge in effect bleeding me dry over 6 years causing me considerable stress bringing me to the verge of losing my mind I’m just in a constant state of depression about this I can’t concentrate on anything school relationships jobs I’m a mess mentally and emotionally over this situation.

Long story short I want to sue my father here in the US what are my options??

Non-marital property issue in Minnesota

jen from gv — Fri, 20 Nov 2009 04:20:21 GMT

I am the co-owner (joint tenants with rights of survivorship) of a home with my ex-boyfriend that was purchased in 2006. Due to financial reasons, we both lived in the home for over 2 years after our relationship ended. I moved out two months ago and no longer pay any money toward our first or second mortgages (he is making the payments). He wants to keep the house, and I want my name removed from the loans and the title as soon as possible, but my ex is saying it could be up to two years before he is able or willing to do this. I am not comfortable with this situation, as I want to be completely severed from him. He refuses to list the home for sale, and no longer wants to discuss things with me either in person, on the phone, or via email. He has also changed the locks on the property. I have paid over $23,000 over 3 1/2 years in mortgage payments and he is saying that I will not see a cent of that back when he does the refi. I'm at a loss of what to do.

Breach of Contract & Divorce

lawstud5 — Thu, 19 Nov 2009 19:48:41 GMT

How is a law suit for "breach of contract" on a real estate transaction impacted by parties having filed for divorce? Common sense would dictate that under these circumstances it is obvious that those getting divorced would not proceed with the transaction. However, what strength does the seller have if they pursue this in court?

Please Advise

SSadeghi — Thu, 19 Nov 2009 20:26:27 GMT

Hello,

I have a question from a Real Estate Lawyer with regards to HOA.

We purchased a HOA house about 6 months ago. At the time, my wife, who is self employed, had a studio to provide chiropractice and Pilates to her clients.

However, the economy did it's toll and we were forced to close the studio to save on rental costs. We however, needed her income, in addition to mine, to survive, so she continued to see her clients at home.

Now, one of the neighbors (who is a lady that every other neighbor was warnning us about) has made a complaint to the HOA and HOA today sent us a letter stating that they have received information that we are running a business out of our house and that is illegal.

Here are the facts:

first of all, my wife only sees upto 2 clients at any point of time, and we have adequate garage space to make sure their cars are not park in the public areas.

Secondly, the business is completely conducted inside the house, so there is absolutely no noise or any other issues that could potentially bother any of the neighbors

The HOA CCRC says the house should be only used for private reasons.

and Here are my questions:

1) First of all who has the burden of proof that we are running a business

2) What happens if we stop charging the clients and still let them come home, are we not allowed to have people at home?

3) what are the powers of HOA? and could a good lawyer help us if we decide to fight this?

Thanks verymuch for your help, please advise.

Careless mortgage process

AARTII — Thu, 31 Jul 2008 19:32:00 GMT

I bought a home over three months ago. My mortgage broker Atlantic Home loans processed the loan document which in tern was sent to my lawyer. Our monthly payment together with the taxes and hazard insurance was $ 1980.00 per month.Now on the fourth month we get a letter from Flagstar stating that we owed backpayments because someone made a mistake and instead of charging us 457.00 per month for taxes they wrote 157.00.
Working with the 1900.00 mortgage we were in a position to furnish our home paying monthly installments.
Now we cant afford to continue paying for these furnishings if we have to pay back what they say we owe.
My question is ..Are we responsible for whoever's mistake it was who wrote that contract which we signed..(my wife and I). We are willing to go with the new mortgage figure which is 2300 , but only from the month we were informed.
My wife and I are so stressed out and worried because we have just 1 month to come up with the money which is 2300.00 for back payments..please help us ..Thank you.

City wants second sewer easement

Feeling Bullied — Thu, 19 Nov 2009 17:47:17 GMT

We have been approached by our city sewer manager and a hired engineer to discuss the city's *need* for a new gravity fed sewer easement across our property. We have owned our property for 24 years, and 23 years ago felt truly forced (we were young and naive and there was talk of eminent domain) to grant an approx. 900 ft vacuum sewer easement across our property.

Now the city is back, this time wanting a completely new easement, while still retaining the existing one. They propose a 700 ft (give or take) permanent easement, 20 ft wide, with approximately 6 manholes, and the pumping station will be set just behind our property.

When first approached, we were told the pumping station would be set approximately 200 ft (more or less) behind our property. They are now saying Federal guidelines prevents them from placing it further back due to land drop-off. So now it will sit back only 50 ft or so, maybe less.

When planning first started, monies were expected from impact fees charged to the builders of two proposed large housing developments set to go in across the street from us. The economy tanked and those were put on hold, the sewer expansion was put on hold also.

When stimulus money became available, the city applied and was granted funds for this project. They are saying their timeline is extremely tight now and they must have our answer within a few days.

They tell us that there are a multitude of reasons, extra costs, possible damage to the old line, etc.. for not staying along the existing easement, but they will stay there if we refuse the new one. They say one way or the other the new line is coming.

It is our thinking that two easements are much less desirable than one, and the approx. $4000 offered for the new easement will not offset that. Also, we are truly worried about the property value impact of having a pumping station just behind the back of our property. It is being set on property owned by one of the developers involved in the original planning of the new easement, the development that will eventually be built across the street in front of our property, and the new pumping station is even named for that development.

At the end of the last conversation we were given a few days to decide, whether to allow the new easement or not. It was over-emphasized that they really do not want to stay in the old easement. And that if they do stay there, we will be plagued by repairs for decades to come.

We really don’t know what to do, we feel that we are not getting the whole story, and we feel pressured. We also feel it unfair that the pumping station is being put behind us far away from the new development going in (at some time) across the street for which it is named. We are the only home such affected, though there is a school affected also.

Either we have manhole after manhole installed along our existing easement (there are none now) or we grant a totally new one and have them there. It’s just a bad situation either way we look at it.

We were forced to give the first easement, and then we had to sell land to the city for greenway crossing, now they are back for more.

Many thanks for any advice. We truly need it.

Locked Out

nomad56 — Wed, 18 Nov 2009 21:42:14 GMT

My wife and uncle bought a property here in Pa where she moved her small meat and deli store into 2 years ago. This spring she closed up due to lack of business. They put store up for sale. He decided to paint the outside. Then for what ever reason changed the locks, and wanted to take her off the deed. Meantime he stole 1500.00 worth of meat from a freezer and various other items. She called State Police and they said they cant do anything about it.

Any thoughts????

First Time Home Buyer Credit

drjboulder — Thu, 19 Nov 2009 02:29:05 GMT

I am going to be purchasing my first home. Problem is is that my Credit is less than steller.

My mother has agreed to purchase a Condo and let me pay the mortgage. It would stay in her name until either it is paid off or she passes away.

I am wondering if there is still a way to qualify for the First Time Home Buyer Credit?

From the IRS:

What is the definition of a f... home buyer?
The law defines “first-time home buyer” as a buyer who has not owned a principal residence during the three-year period prior to the purchase. For married taxpayers, the law tests the homeownership history of both the home buyer and his/her spouse.

For example, if you have not owned a home in the past three years but your spouse has owned a principal residence, neither you nor your spouse qualifies for the first-time home buyer tax credit. However, IRS Notice 2009-12 allows unmarried joint purchasers to allocate the credit amount to any buyer who qualifies as a first-time buyer, such as may occur if a parent jointly purchases a home with a son or daughter. Ownership of a vacation home or rental property not used as a principal residence does not disqualify a buyer as a first-time home buyer.

From that it looks doable, but would my name have to be on the Deed?
Thanks in advance

Noisy Neighbors - Burbank CA

californianoiise — Wed, 18 Nov 2009 22:49:33 GMT

I own a condo in a row home configuration. I've lived here for approximately 6 months and have had barely two weeks of peace and quiet as a result of a large family living in the unit adjacent to ours.

The family includes 5 adults and two young children that are home at all hours of the day. The chaotic noises include all standard fare from screaming children, arguing, banging on the walls, piano, stereos, etc...

One big wrinkle is they have a staircase built against our shared party wall with a marble floor and zero sound treatment. We literally have to hear them walk, run, and jump up and down the stairs at all hours of the day. It's constant booming that can be heard throughout the home.

I've tried communication with very little success. What should I do to resolve this? Thanks.

Additional information
I've explored the option of soundproofing the wall, but I am reluctant to commit to the renovation because we have a neighbor on our other side of the condo whom we never hear noise from. This family is just excessively noisy.

Land Contract Agreement - Or Alternitive

JScheid — Wed, 18 Nov 2009 19:32:33 GMT

My husband and I are currently living with my grandfather to help take care of him after my grandma passed. We have recently sold our home and are now looking to purchase my grandpa's home from him. We are not in a position where we can afford a $250,000 home at this time so we were told that a land contract was a decent agreement to enter into. However, I'm hearing many different renditions of a "deed contract" or land contract. One being that you don't have a "mortgage" so going through a lender isn't an option becuase you do not hold the deed. However, we have also heard that you cannot enter into a land contract if there is still a balance on the home (my grandpa still has about $50k of a HELOC). However at the same time, my husband and I do not have $50k to pay it off so that puts a damper into the situation. ... adding more to the confusing aspect of things) With the purchase we'd like to put an additon on the home so my grandpa has his own living area. Again, we'd need a loan for that as well. And with no deed, comes no loan.

We are trying to do an agreement that gets the deed into our name so we can establish our equity again. (or is a deed contract considered equity?) And my grandpa is figuring that this way we can all mutually agree on a sale price, interest rate and monthly payment.

What kind of options would we have if the land contract doesn't work out?

Can a home be sold under market value or does that affect the surrounding houses? Can he sell us the home for $175k? Or for $150k and we can get $25k addtional on the mortgage for the addition? Beats me, this is all new to me since we have only had "regular" purchase agreements on our houses. But it's my grandpas wish that we get the house in the end.

Any ideas are greatly appreciated!

Thanks

Should I appeal the inspector's decision?

YLisa — Wed, 18 Nov 2009 08:11:40 GMT

Hello, all. I need opinions! Please help. I am in a situation to decide whether to go forward an appeal on a decision made by an local city hall building inspector. The story began by a letter sent by the city hall stating that I had an illegal rental basement unit and this was reported by a neighbor four weeks ago. I called the city hall as soon as I received the certified mail and allowed the inspector in my basement within the next two hours of my call. The fact is that I did not and do not have a illegal rental basement unit as the letter said. Therefore, I was not afraid to welcome the city hall building inspector in. As matter of fact, the city hall has just inspected my property last november per a every 10 yr law.

Unfortunately, this building inspector started to inspect my basement with a unhappy mood because he knew I was waiting for him for 45 mins in front of my house according to the time he told me over the phone. I did not saying anything but his mood looked unfriendly. He looked around my basement and found no such illegal unit. However, he started agitating by saying the electical wires in my basement. He pointed the dates (which I never knew) on the wires which go into the playing room and laundry room and also with a bathroom. He said I didn't have permit for the electical wires. At that moment, I was not quite sure whether I got permit for what he said. I said no anyway and I said I did hire some electrician with liscenses. He said it was my responsibility if the electrician did not applied permit. I never prepared for this topic so he got more agitated and went in the bathroom saying I have new toilet and new vanity which may be newly built. The bathroom was there when I purchased this house 10 years ago. Yes I changed the toilet and the vanity. He said I did not accept what he found and he had to inspect the whole house. So he did. He even forced me to keep knocking on my tenant's door and saying I am the landlord and I could come in my tentant's unit without advanced notice. I did not feel comfortable at all but I did anyway... At the end, he found I had one keylock in one of my bedrooms and one keylock in my living room. Then he said I should not have keylocks in any of my rooms inside the unit. By the time he left, he said to me he would check on my electrical wires.

Since then I had called city hall and trying to find out who was the neighbor who reported me. But they only said that was confidential and they said I would received the result of this finding in two weeks. Therefore, I was waiting uncomfortably because what the inspector said it was my responsibility if the electrician did not get the permit. I thought it should be the electrician's business as long as I knew they had license. After two weeks I received a same letter as the first time but just indicated final. I called the city hall building inspection and asked what was going on to the inspector who signed the letter. That inspector said I was not home when he was at my property. I asked if he was sure because the named inspector had visited my property two weeks ago. Then, silent with no explaination and asked me to speak to the inspector who visted my house. I was insulted by this inspector right away. He said I did not have permit to do the wires in the basement and renting rooms in my unit to different people base on my keylocks. He also convinced me that he never had keylocks in his house for his wife and two children and they trust each other. Arguement was on,on... not going any where. So I said please send me your findings and I will see. I waited for another week, no letter came. And I called again, this time he said I rented my living room and repeating the wires without permits. I knew no matter I explained he would not accept. It seemed to me he just wanted me accepted his findings and assumsions over the phone! It would make it worse each time I called in because he always had new accusation toward me. Then I said, " Could you please send me the letter first?" He said he was in a good mood and he would write my letter right away. That was in the afternoon 2:30pm on Monday.

On Thursday, I received the certified mailed. This letter stated that two keylocks which one keylock in the livingroom converted into bedroom; Ilegal electrical wires in the basement; fixture in the basement bathroom without permit. Then ordered me to remove keylocks and cease renting, basement finished without permit, Ilegal wires in the basement, need eletrician and plumber with license to remove all within 14 days from the date on the letter which the date I called. I called yesterday because the inspector was not in on Friday. I said I agree with the wires if the electrician I hired did not get permit and I will follow the order. But he should not accused me on the renting room based on the keylock in my living room. I said I did not want to appeal your findings but I would prefer to work with you. He said appealing would cost me more. I spend 45 mins and he finally agreed to take the cease renting from the letter. He also said the letter would be today and could not be back date. Five minutes after the phone call I found the vate meaning of the basement finished without permit. I called him again but was told he was in a meeting and should call him back in 20 mins. I did and asked what the order of basement finished without permit meaned. He said I had new toilet and vanity without permits. I said the toilet and vanity should not need a permit and he said that said that in the building zone law. Since he had a edited letter handy and he was not going to make any changes and complainting too much paper work. Ah... I only can wait for the letter. Guess what, I received the letter today and found that he only simply took off the cease renting from the order but not the introduction beginning accusing the keylock in the living room converting into a bedroom. He also backdated to the first letter even he just sent this letter out to me on this Monday. Now I have nothing to say...

I am sorry saying too much details. But please, if my electrical wires in the basement was not permitted(I haven't check this out yet and I plan to take tomorrow off to go to the city hall), could anyone give me any opinions whether it is worth for me to appeal his findings? Any opinion is appreciated. Thank you very much.

REal Estate Agent Required?

culichi1967 — Tue, 17 Nov 2009 21:50:35 GMT

For buying a home in Calif, is it mandatory that the buyer have an agent?

If the buyer does not have one, does the seller's agent collect the entire 6% commision?

I was told by a seller's agent that, should I choose no tto have an agent, it woudl be required for him to list himself as my agent as well and that he would, indeed, collect the entire 6% commission.

what is my right

calculas — Wed, 18 Nov 2009 00:11:14 GMT

hello, me and my fiance built home together and i cant be on the deed due to Va loan requirement. now me and my fiance is taking a break from each other and i would like to know is there other option to put my name add on the deed. I have invested and put money towards to the home. Im davestating by this situation. now my fiane is asking me to move back in to my town home that i have. we both have also property sharing together and the truck. i dont understand why my fiance would not let me on the deed. from i heard from my fiance is that i was trying to make house sell without my fiance`s signature or concent which cant be done. dont know what to do. any adivses?

Break in at apartment!!

C_LaBore — Tue, 17 Nov 2009 20:37:32 GMT

I was renting an apartment in Beaverton that got broken into repeatedly and a number of my things got stolen. Eventually I set up a camera and we caught the person who was breaking in. He has since been convicted and I have moved out of the apartment because I didn’t feel safe there. The police found that the person breaking in was using a key to get in and that he had multiple keys and was entering multiple units in the same complex. He did not, however, say how he got the key other than to say that he found it.
  My problem now is that the apartment complex is coming after me for money because they say that I broke the lease. My opinion is that it was their fault that my apartment got broken into, since the thief had “found” multiple keys that must have been from them. I don’t feel like they have the right to expect me to stay. The problem is that I cannot prove that it was their fault that the thief got the key, but it seems fairly obvious that it is their fault, since he got multiple keys for that complex.
  I just wanted to see if you think that I have any legal ground to say that I shouldn’t have to pay the apartment complex in order to break the lease. Any help that you can provide would be greatly appreciated.

Failure to Disclose

mckmom — Tue, 17 Nov 2009 00:09:27 GMT

I have owned my condo unit for a little over a month. During the last 3 weeks I have had water damage to ceilings and walls during 2 severe rain storms. Fellow occupants in other units have since disclosed to me that my side of the building does sustain water damages during these types of storms.

The sellers who were 10 year occupants never disclosed this to me. What recourse do I have in this situation?

Also what is the responsibility of the professional management company/condo associarion to finally resolve (as in get to the root cause) of this issue?

roommate

Msblueehamma — Sat, 14 Nov 2009 19:04:40 GMT

i have a roommate and she is unsanitary and careless with her medication and i have a 19 month old child. after confronting her with the issue she got offended and started running off at the mouth and said some things that now makes me uncomfortable living up under the same roof. i offered to give her back her deposit in exchange she take all of her belongings and leave. i have not seen, or spoken to her in a week. because she is under the lease its a little harder to get her out. as the head of house hold and for the protection of mychild and myself is there anything i can do?

Divorce Settlement/Quitclaim Deed?

surrystudent — Sun, 15 Nov 2009 17:30:55 GMT

Hi, I have recently settled w/my ex. As part of the settlement we have a Court Order which indicates I receive property; however, I must complete any and all paperwork to ensure this happens as the real estate is in both of our names.

What document facilitates this change in ownership removing my ex's name and has it exclusively in my name? It is a Quitclaim Deed? By the way in case it matters, my ex and I live in NC and the real estate is in Virginia.

Thanks for any and all advice.

SurryStudent

Seller's Oregon Property Disclosure Statement OREF 020

Bendhome — Mon, 16 Nov 2009 00:19:44 GMT

We as potential buyers have received subject executed form signed on May 24 2009 to cover the sale/purchase of a home in Bend OR. Escrow is projected to close January 20 2010. On page 3 of subject form under Section 6: DWELLING SYSTEMS AND FIXTURES" , it is stated " If the following systems or fixtures are included in the purchase price, are they in good working order on the date this form is signed?" It does not seem to me that we are well protected by this early date but our agent has assured us that this is in order and appropriate. Any comments would be greatly appreciated. Thank you.