Automobile

Privacy Act or violation of

CRMcKamie — Mon, 23 Nov 2009 14:38:39 GMT

I recently agreed to co-sign a loan for my estranged daughter (because of the grandchildren), CarMart told her she qualified for a car but since she hasn't been on her job long enough she needed a co-signer. I took my personal information to them (copies of SS#, DL, and last payroll sheet), after seeing my information they decided they wanted to put the car in my name instead, so they called me to ask, I said no. Later my daughter and her husband went back to the dealership and requested my personal paperwork I had taken to them personaly,(I don't give that info to anyone, family included), The dealership gave them all the paperwork with my personal information on it, now they don't know where it is. Is there anything I can do about this? They never called and asked if they could give it to them, nor did they let me know they did.

Collecting expenses for travel to small claims court

dcb816 — Wed, 18 Nov 2009 00:59:17 GMT

Sold a car and 2 weeks later, the buyer wanted his money back or a new transmission. Car was sold as is, and after reading many replies here, told the buyer, sorry sold as is. Now he is taking me to small claims court. I currently live in a different state than where the car was sold. If I travel back to defend myself can I sue the buyer for expenses, travel, lawyer ect, if I win the case?

New Car Purchase

dtttn5587 — Wed, 11 Nov 2009 14:30:11 GMT

I have a new [car], I am waiting for financing to clear, I made the mistake of driving off the lot with this car, they had to rewrite the contract because they sneaked in extra warranty, which I caught, I have given my down payment in a check, if they change the interest rate, can I refuse the off and back out of this

Auto insurance in Ohio

randy2643 — Sat, 07 Nov 2009 17:20:45 GMT

In the State of Ohio, If I loan a car to a freind and the insurance lapses on it and my freind has an acident, who is liable if he is at fault in the accident? Also the state has strict penaltys for not haveing insurance. Who would be penalized for not haveing insurance, me or him?

Sciotoa

Selling my truck

earnhardt03sr — Mon, 16 Nov 2009 03:56:02 GMT

Back in june of this year one of my neighbors asked me if I wanted to sell my truck. I said I was thinking about it. He asked if he could make payments on the truck. I said sure. A contract was written up with the stipulation that a nonrefundable $1000 deposit was applied, and that weekly payments were to be made. Also he would not get the truck till it was completely paid for. He agreed to these stipulations and signed a contract on june 15th of 2009. I have not received any payments since and he will not answer his door when he is home. I have been to his house 18 times. I have left 2 notes for him, one taped to the windshield of his vehicle and one taped to his front door. I now have someone else interested in the truck. Can I sell it because he broke the contract or do I have to hold it for him?

&nbs... Keith

Bought Car is Late August, Now realized I was scammed...

rpball — Sun, 22 Nov 2009 07:44:07 GMT

Hi, I purchased a car in late August from a private dealership in GA. A carfax report was run and it came out to be completely clear. I just now realized that the car had previously had frame damage but I was not told by the dealer at all and was actually told that the vehicle was completely accident free. I purchased the car AS-IS, is there anything that can be done now? Thank you for your time.

Is a SCarolina Dealer required to tell me a vehicle has

97srad750 — Sat, 14 Nov 2009 16:48:32 GMT

a salvaged title.

I purchased a vehicle from a dealer on 10/28/09. They did all the paperwork. I got my title in this week it has salvaged non removable on the title. I went through all the paperwork to make sure they didn't slip anything in that I may have signed that said the vehicle was salvaged but I don't see anything. I do have the AS/IS but I assume that applies to any future mechanical problems, since I'd have now way of knowing what's on the title.

I could tell it had been in a wreck, and I was fine with that. I'm not fine with it being a salvage, and I'm not fine with them not disclosing it.

I haven't called the dealership yet. I wanted to confirm the legality of it before I other steps.

Thank you for your help.

Motorcylce Repo'ed. Tow company dropped bike asking for $12k

Jorie — Fri, 20 Nov 2009 15:33:55 GMT

Recently my husband's motorcycle was repossessed due to lack of payments. Though we accepted full responsibility and handed the bike over to repo guys with the hopes of making the payment that day, they began to load the bike on to their truck. As soon as our backs were turned they dropped the bike, breaking off the brake handle, scratching and denting the chrome exhaust pipes and ripping the rubber grips on the handle bar. Claiming an accident, they promised to write an accident report in front of us stating they caused the damage and would fix it.

We called the fiance company and they merely stuck us on hold for hours. When we finally got through to someone they told us we could pay the late fees and what we owe. As we attempted to make the payments, including late fees and interest the repo company has begun to tell us that they "purchased" vehicle and in order for us to again take possession of our bike we have to pay them 12,000 dollars.

The title is still in our names, with no lienholders on it. We never saw any kind of paperwork from the repo guys, I understand that they don't necessarily need to show anything nor does the creditor need to warn us that it will happen. My question is, how, if possible, do we get our motorcycle back from the repo guys having claimed they "purchased" the bike without having to pay more than what the bike is worth now? Please help.

Auto Ripoff - please help!

jhenry1014 — Wed, 18 Nov 2009 07:50:18 GMT

Hello,

I had some major work performed on my 2001 vehicle...they basically replaced a good portion of the engine. I believe they damaged other parts of the car by doing the work ... they broke several brackets in the engine, the most important was a plastic plate that protects the timing belt. My mechanic says that theres a bad oil leak. Also, when they put the engine back in, they broke the radiator and had to replace it. They agreed to replace it free of charge, but put the wrong radiator...thus it leave and burned white smoke (which I took the car back for several times...but they could never figure out what the problem was) for about a month.

Needless to say, I'm really frustrated...I spent over $4,000 in repairs and feelin really ripped off!

Is there a specialist who can deal with this kind of repair neglect. I also felt that they we're not responsive to my questions, as I never recieved (unless I specifically asked the manager) to talk with them.

Please, if anyone has advice, let me know. Thanks!

Jhenry1014

Dealer ship conned me

Rocco77 — Tue, 17 Nov 2009 17:25:16 GMT

I was conned by a car dealership. I was supposed to buy a 2003 mercedes from them that had a little damage.We agreed on a total price after repairs of $11,000 and so far I,ve given them $7,000 and now for 3 months they are ducking me. MY proof is i have a bill of sale, and i have 3 checks written, each check has written on it "down payment for 2003 mercedes". I to talk to police and they told me its a civil matter but from what documentatio... showed the detective he told me to contact a lawyer imediatley. So please can you help me? I dont want these guys to get away with this, I Tried to protect myself in ever way possible prior to this con game. Thanks! Rocco

Cheatting! Should I take the used car dealer to the court?

iecwillow — Fri, 13 Nov 2009 06:37:59 GMT

I bought a 03' BMW 745Li from a local used car dealer on 8/5/09. The mileage was 85280, my purchasing price was $17,000.00 plus $5,000.00 for used car extended warranty. However, when I receive the certificate of title, it says the odometer reading is not the actual mileage!

I checked VEHICLE/VESSEL TRANSFER AND REASSIGNMENT FORM (bill of sale), under the section 3, there is a WARNING-ODOMETER DISCREPANCY follow with 2 options below:

Odometer reading is NOT the actual mileage
Mileage exceeds the odometer mechanical limits

both of them are unchecked.

The dealer of course didn't tell me anything regarding this. I was trying to run a carfax/AutoCheck and see what happened to this car before, however, since their online order system got some problems, my order didn't go through and didn't receive any response from them after report the problem to webmaster yet.

I'm in California, please advise if I should suit the used car dealer, what can I expect if I do so.

Thanks in advance!

Seeking Help For Damaged Auto

CrzyBeautiful — Tue, 10 Nov 2009 16:14:39 GMT

Good Morning,

I am posting this message because I have no idea where to begin & I am hoping that someone has some advice or can guide me in the right direction.

In October I visited a local place was supposed to do an oil change & top off the fluids in my vehicle. The put the wrong brake fluid in my car, causing complete brake system failure and over $700.00 in repairs.

I have attempted to contact the manager & district manager to no avail. Their customer service center was useless. I would like to file suit against them to recover my loss.

Here is my question: What KIND of lawyer do I need? I am unsure if this falls under consumer rights or if this is something that I should file in small claims court.

Any advice that you can offer would be wonderful as I am unsure what steps to take next.

Thanks in advance!

What do I do now-??

harvey54 — Mon, 09 Nov 2009 15:39:26 GMT

I have been trying to get a clean title to a vehicle that was left in my possession here in Missouri by my late aunt for the last 60 days .Unfortunately that has not been possible due to an error by she and her late husband,my Uncle.Neither of them saw fit to put a Transfer on Death (TOD) Beneficiary on the original title.

I keep getting the same song & dance from our states DMV.Namely I would have to go through my county's Circuit Court and get something called a Declaratory Judgement in my name so I could personally apply for a new title in my name provided the Court approved the Judgement.Apparently Missouri law would require them to notify my Aunt's surviving brother who lives in Minnesota as well as her nieces and nephews whom are residents of Iowa as they would be the lineal Inheritors.I'm just afraid that were that done her brother would find some way to stop my efforts to acquire a judgement so I could get a new title.The auto in question only has a trade-in value of around 300 to 500 dollars due to its age and condition body wise.

I have contacted an attorney here locally and he unfortunately agrees with the state.I apparently have that option mentioned above or I can leave the car sitting for eternity.Something that I and the rest of the family would rather not do since it possibly has at least a couple more years of road worthiness left in it.

Any suggestions on what I SHOULD do next.There was not an Estate to Probate and I can't come up with a receipt for when I purchased something for her or I could possibly qualify for something called a "Refusal of Creditor" legal form apparently through that Court.

Harvey L Pearson

Just bought a used "lemon"

banana17 — Sat, 07 Nov 2009 05:02:49 GMT

I just bought a 1996 Toyota Camry about a week and a half ago. It drove fine for about 2 days, then on the third it began missing, sputtering, cutting off at stoplights, etc. I've done some simple things to see if it helped to no avail. I bought it from a local used car lot...Can I take it back and get a refund? Is there a time limit? I've got an appt. to have it looked at, but I don't want to miss out on a time limit getting back to the seller if there is one! Thanks.

The Repo Man Got Me!!!

krisalane — Fri, 06 Nov 2009 01:00:18 GMT

Hi!.. I live in Oklahoma. Last night, while was in the store shopping, my car was taken from the parking lot. It was repossessed but I do not believe that I owe what they say I owe. I have never had a payment book, but have bank statements, canceled checks etc... to prove what I have paid. But, I have no idea what I am doing!!! I have never dealt with this before and I don't know where to look for my information. The best result I got from Google was this site here.

What are my rights? Can they legally come snatch my car from the store like that at midnight and leave me stranded? When I called the repo company today, they told me I would have to pay them $55 before they would tell me what lot my car is at or allow me to get my personal items (medicine, work supplies, dvd player etc...). They said its a processing fee for removing and storing my items as they don't know when they will transport the car?.!? Is that legal and if so how? Can they charge me to give me my personal items back (which, by the way, they took to OKC, over an hours drive from me)?

Please someone point me in the right direction???

Thanks in advance!

Co-owner abandoned car & payments- remove from title??

Allison250 — Wed, 04 Nov 2009 06:18:09 GMT

I co signed for a friend's car about 3 years ago. All went fine for 24 months then the person disappeared without a notice, left no forwarding address, etc. He let lapse the insurance and stopped making payments. (I found out about the insurance lapse after the DMV sent me a letter asking for a $2000 fine, because my name is on the title. Paid it then had the registration cancelled to avoid further fines). He took the car out of state, and I've been paying the loan on it for about a year. Hired a skip tracer to locate it, they found it, and I got a repo company to take the car and secure it. I had it trucked back to my state and put in storage. Now I went to sell the thing and pay off the rest of the loan. He has had some kind of mental breakdown, no communication, no phone or email answers... he does not want to care to sign his name on the back of the title to allow it to be sold. Baiscally he abandoned it and refuses to communicate with me or anyone else. I've already written off the money I lost paying the loan and fine, but I really need to get rid of the vehicle, but I can't legally do it without his signature.

Is there any recourse to have his name removed from the title so it can be sold?

NJ: mechanic performed unauthorized work

dave1269 — Thu, 22 Oct 2009 15:21:20 GMT

I had my father bring in my car to a local mechanic to get a state inspection sticker. The mechanic said that the car would not pass inspection unless I had the shocks changed. My father called me up and told me that the mechanic said that I can't pass inspection without new shocks and it will cost $500 to fix. I said okay.

I got suspicious because I had just bought this car used and had a pre-sale inspection on it. I called up the mechanic who did the pre-sale inspection and he said, "No way, I looked at that car twice, and it didn't need shocks." I immediately called the garage with my car to get them to stop, but he had apparently already disassembed it, and oh, by the way, $500 isn't the total cost to fix, that's just the cost of parts for the front. There's parts for the back, and labor, and it's going to cost about $1300 for new shocks and struts.

I was totally furious that I was getting all this work done that I probably didn't need and never would have authorized had I been told the actual amount. I asked my father how he could have been confused between $500 and $1300? And what did the work order say exactly? Turns out there is no work order. I never signed anything. My father never signed anything. My father claims that $500 total is what the guy verbally said, but then changed it around once he had the car in pieces.

Do I have to pay him? Do I have to pay him the full amount? Can the mechanic put a lien on the car in NJ without any work order?

Co-Signer for a Motorcycle.

Men1983 — Tue, 03 Nov 2009 02:40:39 GMT

Just need some help here and I hope I can get some info on what to do with an issue I'm having right now. I co-signed for a motorcycle 2 years ago in the summer of 2007 for friend at the time due to bad credit. He stopped making payments and I been making the payments for over a year now. The last time I talked to him (this past summer) we agreed on passing the motorcycle over to me but a few weeks after he told me that the bike was stolen (which was hard to believe). I recently was informed that he still has the bike and was lying to me the whole time and I want to know what I can do from here in order to get the motorcycle.

Thank you.

Paying for a truck I don't have anymore!!!!!!!!

john dammer — Sat, 31 Oct 2009 02:10:54 GMT

I was in chapter 13 back in 8/06. The trustee said that not enough was taken out to continue in bankrupcy. So I was let go of bankrupcy on 12/06. I lost my house. The bank reposessed my truck and because of this, my wife lost her job. (No vehicle to get to work). Now 3 years later, the truck was sold for $7000.00) My loan was for $12,000.00. They say I owe the diference $5000.00. I am being harrased by lawyers and are being threaten by garnishing my pay check. #1 I don't have the truck. #2 I am not going to pay for something that was taken away from me. #3 My Step son was hit with an bomb in Iraq on his 3rd tour. ( Which has nothing to do with this letter), but I feel as a US Citizen I need help here. We are strugling to make ends meet and no one cares. I know there are alot of people out there worse off then us, but this loan company wants more money from us that we can't even pay our rent on time each month. Please respond or help us.

John Dammer

private cause of action private contract

Rfletch — Sun, 01 Nov 2009 21:37:22 GMT

Two childhood friends. L and wife S need money. L calls friend D to ask for loan. Friend D says no that he needs to purchase a vehicle. L asks D if he wants to purchase a truck from him and his wife S. (Truck in wife S's name). L & S owe D $300 and they want $800 for vehicle so they say they will take $500 in cash less the $300 they owe D. D tells L that he needs a vehicle that is road ready, pass inspection, safe. L assures D the vehicle needs nothing but an inspection so D agrees to purchase vehicle. Later L says it needs windshield wipers and a headlight. D says that is ok. L later picks up D to look at the truck and it is running rough. L assures D that it is a part that he has purchased and will put on truck and truck will be fine. D says that will be fine. After purchase of truck when D putting plate & tags on truck so he can move it to get it to a garage as it did not have a plate or tags prior - L informs D that the truck may need a starter. L & D argree that if the vehicle needs anything more than $500 (all the money he has left) to pass inspection, be road ready and safe that L & S will take the vehicle back and return D's money. At inspection the vehicle needs phenomenal repairs. L says he will give D money back when L & S get their income tax check. Then L says he wants vehicle checked by his mechanic. D agrees but states their original agreement stands. L becomes incarcerated. S says she wants to continue with her husbands wishes. D drives truck to their mechanic because S cannot drive stick. D gives S possession of vehicle by handing her the keys. S puts keys and check in an envelope and drops it into a drop box at mechanic. The mechanic calls S then S calls D and tells D to call mechanic. Mechanic says it will only cost $250. After D explains he already had truck inspected and it failed and why, mechanic says he thought he doing favor for L & S and says he would recheck it. Mechanic calls D with same info D's mechanic had and more. D calls S tells her what her mechanic says and since she could not drive stick asks what she wants to do with truck. D offers to have AAA tow it but AAA says it has to be inspected so S tells D not to worry about it they know the mechanic and they will take care of it. D's mom contacts S to have truck put back in her name S says she doesn't have the money. D's mom says she will pay for it. D's mom never hears from S again and S never contacts D's mom. D eventually contacts S to ask what is going on and S informs D they do not have the money and there is nothing they can do about it. There is no further contact after that. L & S never show up to DJ hearing but appeal the decision. L & S now have an attorney but we cannot afford one. It is working on the levels of arbitration. We just went to the court to see if the judge would allow the complaint. The judge dismissed everything but the story of what happened. Have info from D's mechanic but L & S's mechanic said he never wrote one up. More detail but would be much longer.

Auto Straw Purchase

will206 — Sun, 01 Nov 2009 08:26:52 GMT

I know a car straw purchase is illegal and that its a type of fraud...so how much time car you get if convicted of a straw purchase and since its a type of fraud is it going to be considered as a felony??

Friend stops payments on car in my name

will206 — Fri, 30 Oct 2009 17:35:45 GMT

My friend asked me to buy (finance) a car from a car dealer. I said ok since he didn't have good credit and I do, the car is under my name and is the only name on the registration. One year went by everything was good...BUT now for the past 2 months he didn't make the car payments and lied about making them so I had to make them in order for my credit not to take a hit.

I repoed the car yesterday from him by having the key made for the car while he was at work...I just walked up to the car and took off. He owes me two months of car payments of the car can I take him to small claims for that and do I have a good chance of winning I have proof I made two months of car payments.

Also his girlfriend told me that she would be taking me to court so they can recover all the car payments they have made. I feel that they have been using the car for all that time so they have been paying to drive it I haven't made money off them they made the payments to the bank not me so do they even have a case?

Purchased a theft recovery vehilce

mctada — Thu, 29 Oct 2009 22:39:52 GMT

In March 09 I purchased a vehicle in Ottawa. I had been informed the vehicle was a theft recovery that they had purchased from an auction. They advised me the mfg warranty was valid for the remainder of the policy which is 5 yrs 60,000km. I contacted a dealership and they advised if the vehicle had sustained no body damage the warrant would be valid even though it was a theft recovery. I also contact Motor Vehicle and there was nothing registered against the vehicle. I had an independent inspection done on the vehicle and they confirmed there was no body work done to the vehicle. This vehicle was like new! Two weeks after I purchased the vehicle [the manufacturer] cancelled the warranty. I found out because the engine light came on and I took it into the dealership to have it checked out. After picking up the car the dealership phoned me the next day to ask me to come in an pay for the service! I've been in touch with [the seller] who are saying [the manufacturer] is responsible. [The manufacturer] is saying it is Industry standard that a total loss theft recovery vehicle automatically has the warranty cancelled. Do I have any recourse, and with whom?

Thank-you,

MCTADA

Online Auction

Ronel — Tue, 27 Oct 2009 17:41:37 GMT

I purchased a vehicle from the City of Fort Lee, New Jersey. They conduct their sales through this auction site . The description was the vehicle starts and drives, all i needed was a booster to start it up... That was not the case ... i paid them close to 3000 US for the vehicle. I had to have a mechanic towed the car to his garage. This mechanic after many trial and errors could not repair the vehicle and without consulting me got the the vehicle towed to another mechanic more knowledgeable on diesel vehicles. The other mechanic charges $ 1000 us for the diagnostic and threaten to put a lien on the vehicle.... i'm in the process of losing the money that i paid for the vehicle, and the vehicle itself... Can someone help... i have all the documentations....

QUESTION ABOUT A VEHICLE

BillyDornberger — Sat, 24 Oct 2009 22:08:03 GMT

I NEED SOME LEGAL ADVICE........ HERES MY QUESTION...AN ASSOCIATE OF MINE PAID FOR A TRUCK FOR ME. THE TRUCK WAS PUT IN MY NAME WITH NO LEINS. WE MADE AN AGREEMENT THAT I WOULD PAY THEM BACK FOR THE TRUCK WHEN I GOT MY TAXES NEXT YEAR. THE TRUCK BROKE DOWN AND I SOLD THE TRUCK. THEY ARE NOW SAYING I STOLE THE TRUCK(WHICH IS IN MY NAME) AND ARE SAYING THEY ARE GOING TO HAVE ME ARRESTED FOR IT. SINCE WE MADE THE AGREEMENT CAN THEY DO THAT? OR DO THEY HAVE TO WAIT TIL AFTER TAX SEASON TO TRY TO SEW ME FOR THE MONEY. I AM GOING TO PAY WHEN I GET MY TAXES I AM WONDERING WHAT MY LEGAL STAND POINT IS. PLEASE LET ME KNOW IF YOU CAN. THANK YOU.