Workers' Comp - General

inguinal hernia!!!!! need help in mississippi!!!!

chris3710 — Thu, 19 Nov 2009 19:51:13 GMT

i was employed on a job in 2007. while there i experienced a pain in my groin area. i went to my supervisor who sent me to the on site nurse and i explained to her about my pain and she gave me aspirin at the time and sent me back to work. eventuallly i went to the hospital where they did an ultrasound and said i had a strain and fluid buildup. gave me meds for inflammation and sent me back to work. i was laid off(seasonal) and found employment a year later and while on the new job i experienced a the pain again but more severe this time and went to e.r. and there i was diagnosed with the herina. what do i do?

Have a rating, and still waiting for the papers...NC

sate — Sat, 14 Nov 2009 18:10:41 GMT

I fell off a ladder in march of 2008 and tore my R roator cuff...ended up having surgery. Now the doc has released me with a rating. The workers comp insurance company called me to ask if my address was still the same because they wanted to send me out some papers to sign so they could get the NC comm to approve payment. Well I knew and they knew they had the correct address because they paid me for mileage. But I did call them to give them my address and answer a few other questions. Well this was over 2 months ago now and have heard nothing back, nor have I got any papers in the mail.

Now I have heard the NC has passed a new law for WC so that companies will have to pay 10% less starting next year. Are they waiting until next year so they will have to pay me less ? Do I need to get a lawyer ? Something I really did not want to do, but will if I have to. This is all starting to take a toll on me to the point where I am having panic attacts again, and have become depressed.

Thanks

OWCP Return to work

ukfirst1 — Fri, 13 Nov 2009 13:08:11 GMT

My doctor has released me to return to work for half days for the next three months pending his review. I received a notice from my personnel office that they are reinstating me to my former full-time position but with a part-time status. OWCP will pay the other part of my pay. However, my healthcare costs triple, I lose flex spending and LTC coverage. I had formally asked to be restored to my position with half days as a temporary accommodation but they have instead assigned me the status of half days. Any thoughts on how I can appeal? or is this legal?

Is there retroactive pay when switching from OPM to OWCP?

Sarah2010 — Tue, 10 Nov 2009 19:59:03 GMT

Hello,

I hope someone can answer this question because I've been trying to find an answer for the last 10 months but unable to.

My question is in regards to the Labor Department's Election form (Form CA-1105).

I have approved disability claims with both OWCP and OPM and I was told that I can switch between the two agencies at any time. I was originally with OWCP and switched to OPM about 2 years ago. Now I would like to switch back to OWCP due to a death in the family and financial reasons.

I read on a website that I would be eligible for retroactive pay from OWCP for the difference in pay between OPM and OWCP for the 2 years that I have been with OPM. Is this accurate?

If so, does the retroactive date (when I switched to OPM 2 years ago) go on the "election date" line on Form CA-1105? Is this how I let OWCP know that I want to claim retroactive benefits (e.g. the difference in pay between OWCP and OPM) for the 2 years that I was with OPM?

If anyone can answer this, I would greatly appreciate it.

Thank you for your help.

Is workers comp required?

BonusMomE — Thu, 12 Nov 2009 20:21:03 GMT

I own a vinyl print shop and my spouse is my only employee. He does printing, plotting, and installation of vinyl advertising. He is my stautory employee. He works under contract that says I will pay him X number of dollars an hour for installation plus commision. He is responsible for all his own taxes, health insurance, and work related exspenses. Is workers comp insurance required in this situation? If not what would I list as my exemption? I looked under ARS 6-23 for an answer without success.

Help!!! Will this work out? (Washington State)

KIMMYG — Mon, 09 Nov 2009 05:02:38 GMT

I had a fall at work hurting my foot. It wasn't evident until the following week that I was in pain, and didn't even at first tie the fall and pain together. One manager is a friend of mine, and she knew what happened. I was filling out the paperwork and she, in an unmistakeable way told me she wouldn't fill it out if she were me. The doctor I saw (we work in a medical clinic) went to my lead and a manager saying I needed 4-6 weeks off. They were quite disturbed and their response was quite underwhelming. I said to all of them,,,"forget it, I'll work, I'll wear a boot (cast like) and just get through it. I'll use my own insurance." I have no experience with workers comp. I was told by the 1st doc the pain was most likely a stress fracture or maybe arthritis. So it was difficult to say for sure that what I had was an on the job injury at that point. I just wanted to do things the easy way and keep work happy.

Now 14 months and 4doctors later I finally get a true diagnosis after an mri and bone scan. Clearly it was an injury from the trauma and I will need surgery to repair a ruptured tendon, and I have a fracture that hasn't healed as well as some other problem with the facia in my arch that needs surgery to repair.

I just filed the claim because I just got a proper diagnosis. I've been told that foot problems can be slow to diagnose. That and the first two doctors I went to left their practice shortly after my first couple appt, and the third doc wanted to go right to surgery. Finally I have a doctor that has a plan and is very respected in his specialty. He said absolutley it happened on the job. The fact that I had a fall at the job has always been very well documented in my medical chart, as well as my supervisor and a manager clearly knew what happened. Ive been told now from HR that because It's been over a year the claim will be submitted (my company is self insured) but it may not be allowed or covered. Too much time since the injury to be reporting it now.

Is there any way around this if my company won't cover the claim? I would think that the manager would have known better than to allow this to go un reported. How would I know the proper way things should be done? It was never a secret that I had a fall. And it's stated all over my medical chart too that I fell at work. Also the diagnosis was certainly slow in coming. Is there really a chance it could be denied? What could I have done different? What should I be doing now to protect my best intrests? Thank you for any thoughts or help or advice you can offer....

Workers Comp Question from IA

BillK720 — Fri, 06 Nov 2009 11:08:47 GMT

I just have a few questions about workers comp. I have been diagnosed with a torn tendon in my ankle that I had turned in for W/C in Aug 2009. I was working 45-50 hours a week and I am now down to 35 on Dr's orders. Is the W/C insurance supposed to cover the other 5 hours I am losing due to my Case Manager dragging her feet for the last 3 months getting my case approved? Is there any leagle time limits they have to approve or decline a claim in IA?

Georgia workers compensation Insurance problems

par54 — Thu, 05 Nov 2009 23:38:56 GMT

Georgia workers compensation insurer Southeastern U S Insurance faces liquidation injured in 2003 the company was not in the Georgia Insolvency Pool what happens now with my weekly check and medical coverage does anyone know or had any problems like this before.Please any help

WC in WI- Do I have a case?

DebiRN — Sun, 25 Oct 2009 02:31:28 GMT

I am an RN in a large Milw hospital. I hurt my back while at work 2 weeks ago. I was walking out of the bathroom , opened a door and felt a horrible back pain. I reported verbally to my supervisor at time of injury and kept workin, despite being in pain.1 week later after symptomscontinually got worse,I filed an incident report, saw my chiropracter and filed a WC claim. The WC insurance co and someone in my HR dept have already stated the claim will be denied because I was not performing "nursing duties" while I was injured.

I had 1 other back injury (was a WC claim) over 10 years ago, had unrelated back surgery as a teen over 25 yrs ago. Is it true that this can legitimately be denied bacause I was not doing (but was en route to ) actual nursing care?

Thanks!

Some advice on my case please? Section 32 settlement? PPD?

sarah_7579 — Fri, 09 Oct 2009 07:09:31 GMT

Hi. I injured my back in April of 2005. Since that time I have been temp partiallly disabled. I' ve been working part time and receiving partial payments to make up for reduced earnings for the last few years. I have had physical therapy, pain meds, and chiropractic care. It is clear at this point that I am PPD and my DR. is about to label me as such. I have a pending section 32 settlement agreement that I am second guessing. NYSIF offered 5 1/2 yrs at my current rate of 129.50 for a total of 38k. Doesn't this seem low? Its a lot less than we offered but my lawyer seems really eager to settle for what they offered. He will get 6K of that. Would I get more money if labeled PPD... since I was hurt prior to 2007? Wouldn't they offer my current rate for a lot longer than 5 1/2 yrs since I am only 30? Should I retract the section 32 and opt for pmnts instead? I hate going for that IME every year. Their Dr. never agrees with mine. The only medical care I receive now are reg check ups, occasional chiropractor visits when I hurt bad, and 1 med. Help me please???!!!! Talking to my lawyer is like talking to a wall... but in this small town there aren't many options... and WC is his specialty! Thanks!!!!!!!!!!!!!!!

In Pain and Done with Being Nice

Starting over 73 — Thu, 01 Oct 2009 20:10:31 GMT

My finger was amputated nearly three years ago. It has not healed properly. When enough time had passed about one and one half years, I found another doctor that would take a look at it. This was after the companies surgion, that had been treating me said there was nothing wrong with my finger. It has a ball of nerves at the end and is extremely painful. I have also been diagnoised with carple tunnel. He said that has developed due to compusating for not being able to use my finger due to the pain. BWC is sending me in front of the Industrial Commission for the second time. I wouldn't even be hurt had I not been told by my suppervisor and trained to go against OSHA standards. I kept shutting the line down to fix it, I was threatened with being demotted. I am throughly fed up with being in pain and all the aggrivation brought on by BWC and former employer. I am in school, this is affecting every aspect of my life and has since Feb. 20 2007 I live in Ohio, I was told origianally, laws are written to protect big companies. ... this is silly i'm in terrible pain and can barely use my right hand any more for doing my job and trying to provide for my family? Would I have a case for pain and suffering? I really don't see why big companies can openly abuse employees then let BWC toy with them for years while they suffer. I'm in culinary school,this is holding me back. The pain is overwhelming at times, even with pain meds, (that I pay for out of pocket). &n... guess my point is, can I do anything about speeding up my care? I'm not big on sueing people, but I feel abused and taken advantantage of by my fromer employer and BWC. This treatment is inhumane.

Workman Comp. CA

Pain - No gain — Fri, 02 Oct 2009 21:48:52 GMT

Resently I hurt my shoulder at work. I went through the protocol and finally had an MRI, and it was determined that I needed an operation. This process took nearly 3 months of pain, at one point they needed to get more information, which confirmed the need for the operation. Between the MRI and finally getting the request, my boss told me that this was going to cost the company a lot of money since they were self insured. He ask me more then once if I had hurt it before so they could subrogate for a portion of the costs. I got the OK for the surgery on 9-29-09 and was laid-off 9-30-09, the reason was "Slow down in business and over staffed". I was the only person laid-off, do I have any recourse?

NC Workman Comp Law

betya — Tue, 01 Sep 2009 17:51:42 GMT

Okay this has not happened but was just woundering. My husband had rotator Cupp surgery about 20 years ago okay. Well he installs steel ( pipe Fitter) if he happened to retears his rotator cup due to his job will he be covered under workmans comp in NC? It just scares me to death because he was helpless for about 4 mon. the last time and here latley they have been putting in some heavy steel and he come home and his shoulder is killing him. He went to the Dr. last year and they said he had some bone spurs. Any help will be appricated.

Thanks

HIPAA

superbugassassins.com — Fri, 21 Aug 2009 13:45:12 GMT

I have recently been told that a self-insured employer can hire an adjuster with little or no credentials and release a claimant's PHI (private healthcare information) to the adjuster. This adjuster is not governed by HIPAA and can desiminate this information at will. Also that pre-existing conditions are being used to defeat claims on the basis of false information on applications for employment.

I feel that the WOOTEN / Sarah Palin WORKERS COMPENSATION issue brought to light is a perfect example of this. At the time, I felt it was an isolated incedence of abuse "under the colour". Since then however, I have seen several more instances and seems to be evolving into a trend of fraud even blackmail.

If in fact this is true, I would like some guidance. I need to start referring people to this site for the correct answers. Thinking I had working understanding of HIPAA, I am questioning if I am so far off-base that I am not even on the stadium grounds.

Workers comp

Debbie j — Wed, 12 Aug 2009 20:00:11 GMT

I worked for a tribal business in MI. Was injured on the job in 10/08 worked with restriction until 3/09. Then was forced to go on FML, while on leave had surgery 4/09 on my back. Was fired in 6/09 because I couldn't return to work without restriction. I have had no income since March, can't find a lawyer who will take my case because it is a tribal business. I am still unable to work applied for social security diability and got deined. What do I do now? Help Me

LIVING with MRSA(2009)

joplinmo66 — Tue, 11 Aug 2009 20:41:32 GMT

I WAS INFECTED IN 2007 BY A PATIENT AT WORK WHICH HAD MRSA IN HIS URINE AND SKIN AREAS, IT SPLASHED DOWN THE FRONT OF MY SHIRT AND IT INFECTED MY STOMACH AREA AFTER SEVERAL DAYS, I HAVE BEEN UNDER DOCTORS CARE SINCE 2007 AND I HAVE A LAWYER ALSO. I JUST WANNA KNOW HOW THEY WORK A 5% TOTAL BODY IN WHOLE DISABITLTIE AND I AM GETTING A MEDICARE SETASIDE ALSO, I AM STILL WORKING 60 HOURS A WEEK AND AM TIRED ALOT AND HAVE INFECTIONS ABOUT EVERY OTHER MONTH OR SO, i DID FILE FOR DISABILITY BUT WAS DENIED DUE TOO MUCH INCOME, i WISH I COULD CUT BACK HOURS AND GET PAID FOR THE HOURS I LOSE? I STILL WORK WITH PATIENT THE INFECTED ME, THE COMPANY SAYS THERES NOT MUCH MORE HE COULD GIVE ME SO THEY WILL KEEP ME WORKING WITH THE PATIENT?? I JUST NEED SOME GOOD ADVICE FROM SOMEONE WHO UNDERSTANDS OR HAS A INFECTION LIKE MINE YOU GOT THROUGH WORK?

workman's comp do i have a case?

eugenie — Mon, 10 Aug 2009 05:57:33 GMT

i was employed by a company,form the day of my employment i told them that the chair that i was sitting on for 7 hours no break in between only 1 hour lunch. i started to developed pain in my lower back.

the pain became so bad that i could not sit allday i have to stand up or kneel down in the chair. i asked my supervisor to replace the chair and she did not.so as a new employee i tood advils an kept on working. two weeks passed i asked the supervisor again and she did nothing, she told me that it may have been URI so she sent me to take the test it came back negetive for URI. So i went to the person in charge of supplies, she place the request for the chair. a week after that i was told that the hospital denied my request, at this time i started to complain that i can not work due to the pain in my back. i spoke to administrator and se repeted the same thing that the lady in suppiles told me, again i told her that i can not work with this pain, the following day on feb 13 i spoke to my supervisor again about the problem, i asked her for the form for employee health, she told me that she is going upstairs to get it on she never returned, insteed i was call to the office and i was terminated. i went home and i was in so much pain my husband had to help me to turn in bed, sit up or even to move around,or walk,it at times my leg would go numb werein i'm unable to move or i would fall, i went to the hospital and i received an injection in my back and i was sent for PT, while i was there a MRI was done, the result is that i have 4 herinated disc in my lower back.UNTIL today im in so much pain at times i can not walk long distant, or sit for no more than three hours the most, bending is so hard for me to do

Medical no longer covered

Cindy Liles — Mon, 10 Aug 2009 14:57:27 GMT

Hi, I just received a letter saying my medical bills would no longer be covered because I was released to go back to work and I had a new injury from lifting flagstone. I was released to go back to work last year but still seeing a doctor for my injury, ( an L5 bulging disk) . This injury causes intermittant problems with me but I can still work. I am not working because I choose not to. I don't want a salary from these people just my medical bills covered from an injury that occurred at work.

My doctor never said I had a new injury , he said it was exacerbated from lifting flagstone. Does this mean I can never work in my yard? If this is the case then that would make me disabled and I am not. But my disk flares up and when it does they should pay for it. I would not have it if not for the work injury that occurred.

During all of this I have been seeing a doctor for my back.

This new case manager I have is the one causing all of the problems. I don't think she has liked me from day one. The one I had previously was very nice and never a cross word, this lady however was even rude to the doctors' staff.

Anyone have advice for me?

Thanks,

Cindy

can my job force me on medical leave

bobalou30 — Fri, 07 Aug 2009 23:42:20 GMT

i have been seeing a workmans comp doctor since may, i hurt my shoulder on a job back in december, and has just determend that i am no longer able to preform factory work, which is what i do for a living. my company is forcing me to take a medical leave and will not allow me to return to work. i have grievences placed on them threw my union but my union is not looking out for my best interest. my question is can my company force me out on a medical leave without paying me workmans comp or atleast offering me some kind of compensation since there doctor has been the one to determine me as unfit to work

workman's comp.?

lsoncrete — Mon, 03 Aug 2009 06:41:54 GMT

Injured 7/9/8, tfcc tear in right wrist (work related injury), surgery 1/2/9. Now have pain from shoulder to my claw like fingers. After 2 of 3 tests so far I have been diagnosed with CRPS. Do I need to see a lawyer? Pain is gradually getting worse.

i have reached my mmi whats next

lilgrnboat — Thu, 06 Aug 2009 17:59:17 GMT

I reached my mmi and was given a 22% total disability whats next,do i keep receiving a didability check? My doctor said i could stand for 15 mins and be seated the rest of the time,and told me i could not return to my present line of work. I dont know what is the next step help please.

Workers' Compensation/Personal Injury/Unemploment

Adoptive Mother Died Intestate — Sun, 02 Aug 2009 17:15:16 GMT

I was injured in the line of duty while working for Arlington County, Virginia. Workers' Compensation is taking responsibility for my medical expenses, but I receive nothing from them for my loss of wages. While out injured, the county abolished my job due to budget cuts. I am currently collecting unemployment benefits. My doctor is recommending a surgery that costs about $6,000 that Worker’s Compensation is also prepared to pay for. I am still in pain, but I am reluctant to consent to the surgery because I need to find employment. Having surgery will delay my ability to work for at least several more weeks, and I have four children to care for. These are some of my questions:

1. &amp... How does refusing surgery affect my continuance of future medical benefits via Worker’s Compensation?

2. &amp... Do I have a right to direct financial benefits from Worker’s Compensation?

3. &amp... If I am due a financial claim based upon loss of wages, how does it affect my unemployment insurance and how do I file such a claim?

4. &amp... Can I file a personal injury case against Arlington County, Virginia?

workers comp disability vs social security disability

rmarker — Wed, 06 May 2009 18:00:44 GMT

is there a difference between workers comp disability and social security disability? i live in ohio btw and employer is self insured

WC

spider1956 — Mon, 20 Jul 2009 18:08:25 GMT

If you hurt yourself on the job and was placed on light duty, can they just lay you off and tell you to find another job for no reason? if so do they still have to pay for the days until I find another job?