I was trying to do a deed in Leau of Foreclosure with my mortgage company. I was told I would have to vacate the house in 4-6 weeks so after 6 weeks I quit my job and moved 4 hours from my house but still in KY with my mother. I was then told after anoter 2 weeks that the deed in leau was denied because there was a lean on the property found in the title search from the previous owner. I know that the first mortgage company or the lawyer that was over the sale would not have done the mortgate without the lean being paid off - they just didnt take it off the deed at the court house. Now my house will be going into foreclosure and the 2,500 that I was going to get from my present mortgage company wont be paid to me. I was told by my mortgage co that I need to call the court house to get the lean taken off, I was told by the court house that I need to call the mortgage company to get the page # and line # the lean was filed on. I called the mortgage company and got this info. called the court house back and had to send them $2.00 (I was requesting the name of the 1st mortgage company's name so I could try to call them to see if they could take the lean off) Instead they sent me a letter saying "In order to check for a release contact the Fayette Circuit Court and included a phone number. When I called that number they said they werent over that deartment. The company that the lean was taken out with is now out of business and I tried to find the previous owner but he is not listed in the phone book. Also the lawyer that signed the mortgage deed is no longer pratcising law. I feel like giving up but I dont want the house to go inot foreclusure, they will sell the house and come after me for the difference and I was counting on the 2,500 to start my life over again. I am only working part time and cannot afford a lawyer. They gave me a number to a free legal aid but when I called the recording said they werent free, but I may qualify for reduced aid, which I cannot afford at this time. Also I filed a chapter 7 a year ago trying to keep the house from going into forclosure, my 2nd question is if I would qualify for a chapter 13 if I can afford to scrape up the money could I file the house and not be heald liable for it.