Sorry I didnt read that in the policy thats what the person told me over the phone. Ive been looking like crazy for the policy so I can find that in writing. Tomorrow we going to the Company and get a copy of the policy.
About the Insurance defending me, a lawyer told me the same thing, but I cant get the insurance company to accept it, they keep telling me the same thing over and over again that they will not help us or defend us because my wife is an excluded driver. I told them they had to defend me because Im in the policy, my vehicle is in the policy, but they keep denying. Today I received a letter from our company my scanner is not working so I will write what it says.
Dear Mr. Delgado
This letter is to advise you that we are unable to find coverage for this loss under your policy due to the fact that the driver of your vehicle at the time of this loss, (my wifes name), is excluded from the coverage on your policy. Further we will not defend or indemnify (my wifes name)
If you have any additional information which might change our findings, please forward it to the undersigned immediately.
This letter is to my dad. Tomorrow me and my dad are going to get a copy of the policy since yesterday they denied to me because Im not the policy holder
Our insurance company is United automotive Insurance Company if that helps in any way.I forgot to mention it on earlier posts.
I think I also forgot to mention that the lady also had liability insurance the day of the accident.