Greetings. Unfortunately I just discovered my step-sister and step-brother has really screwed me and my two biological sisters. My mother passed down in florida in 2007 and had a house worth 315k and a 401K worth about 250k. She did not have a will and was married to my step-father during her passing. They jointly owned the house and he was the beneficiary of her 401k. At that time he was in the early stages of dementia but was not officially diagnosed with the condition until about a year later 2008 and was not placed in a memory care unit in florida until about 2009 and the moved up north in 2010.
He had a will drawn up with an equal split (5 way- his two biological children and myself and my two sisters that were children of my mother he was married to). I never got a copy of the will (nor my two sisters) and do not believe it was filed. I think his brother executed the will with him and kept a copy. My step sister ened up getting POA over him and sold their house, the proceeds, we thought, were to be pooled in with the 401K and used towards his care (we had no idea of course how long he would live with the condition). Records show she quit claim deeded the property to her name for $1 and it was sold for $315k. She apparently closed out my mother's 401K that was not in my step-father's name and created a new account in his name -of which to my surprise, she named herself and her brother sole beneficiaries of the account. My step-father passed late last year. They stopped answering our calls.
I was looking over Florida law for deeds and as I understand it, the right to succession has to be specified in the deed, otherwise I and my sisters would have a claim on the property. Or am I mis-interpreting this? Her actions are abviously self dealing and I am trying to reach my step-uncle for the will, but what recouse do I really have at this point? Obvously we trusted them and never in our wildest dreams did we see this coming (there was no animonsity between us, or so I thought). Thanks for your input.