Joyce M. Belluomini:
How is it legal for him to ruin my credit, stop payment on my car insurance, and stop maintaining our home because he said I can't afford to live here with our kid's if we get divorced so he is just going to let it go.
IMHO, you need to stop listening to him and stop worrying about if what he is doing legal. Legal, probably. Morally right, not likely. Jawboning what he can or cannot do gets you nowhere. What will get you somewhere is taking firm decisive action. Be that checking into a women's shelter, gaining access to business accounts or household accounts for funds, stealing his wallet while he sleeps, whatever. YOU have to take positive action and only you can do it.
Are you saying that your name is not on one bank account somewhere in here you live? If so, how is that possible? Have you tried all of the women's shelters or organizations to see if they can aim you towards getting legal advise? If so, try again.
Nothing is going to change until you get his attention. As long as he can keep you "down", he wins.
"Never argue with stupid people, they will drag you down to their level and then beat you with experience." - Mark Twain