My BF and I currently split up, he and I had joint property that I am looking to divide and he isnt' willing to negociate. We bought a boat for 12,000.00 and he took out a loan in his name only. The boat was paid directly from his personal checking account as it offered a lower rate to set it up that way. He had a Truck payment and a motorcylce payment at the same time all set up the same way. He also paid Child Support which was taken directly from his paycheck which left him short on cash to pay houshold bills and insurance of which I paid. The boat was sold for 10,000.00 we both took part in prepping the boat for sale, its not like I wasnt' around to help I always opened and closed the boat and handled all the cleaning. The 10,000.00 Cash was deposited into My Bank Account. A Bank account that I always used to pay our household and personal bills through. He had NO issue handing the cash over to me. The money sat in the bank for a week or so and he then found another boat. One that was 4000.00 More expensive. I agreed to take out the 4000.00 as long as he paid me that part back. I didnt want to have anymore invested in the boat than the original 10,000.00. He Agreed verbally to this and I then went and withdrew 14,000.00 in a bank check made out to the Marina that we were buying the boat from.
Now, just about 3 weeks later, I learn that He has been having an affair and I kicked him out. He came by and took what he called "his" boat. The boat had never been registered as i found out that while he had me in the marina shop having new tires put on the trailer he had All the paerwork filled out in his name. I hadn't realized until I got home and opened the envelope. Yes, stupid of me to trust that he would have done what we both agreed to. So, I took the paperwork and refused to let him have it registered. He took the boat to where he is staying and wll I felt I had no other option but to let him take it but I did make him sign an agreement before it left the property, which states.. He agrees that the 4000.00 was a loan and will be repaid upon the closing of the house we have for sale. AND that we are still negociating the amount of cash value I have in the 10,000.00 investment that reslulted from the sale of the other boat.
As soon as he got home, he created an addition to the agreement and sent it via email. I told him that was not legal nor binding and that his signature would hold up in court as a valid agreement betwen us.
I asked him for the return of the 4000.00 loan and offered to take 3000.00 instead of the 5000.00 I felt am Due. He doens't agree and thinks he should have 100% claim as he says He Paid for it. My arguement is that although it was a loan in his name, It is still half mine as it was a joint investment, me accepting to take on the slack of the bills that he couldnt afford and him taking on the loan.
He is trying to wrap it all up into the sale of the house and I want my money back now as I am a single mother who feels she was taken to the cleaners by this oh so charming Cheater! He has other debts that I have covered for him, a 7200.00 deposit sits in his sports car that he bought this past April of which I have a copy of the cashier check showing it came from my bank. I also have two paymets that I made on that sports car as he didnt have the funds to make them and he emailed asking to Borrow the money. He also has the 4000.00 loan he requested for the new boat. And another car that he bought as a gift for me that he is now considering letting go to repo.
So, my question is: Can I sue him in small claims court for the 5000.00 portion of the money received from the sale of the 10,000.00 boat that I claim is half mine? And then can I sue him a second time for the "loans" ? I know NY has a 5000.00 limit and my loss is much greateer than that so I had hoped I could seperate the two and file seperately. Or is there a law that only allows One claim to be made against a person?
Any help would be appreciated!
Affording a lawyer is not really an option I am currently unemployed..