Hi guys. Seems like I've found the right thread for my current car situation.
I live in Los Angeles. Multiple cars (3 to be exact including mine) got hit by a hit and run driver 8 days ago. Good thing no one is injured cause it's late at night around 3 am on an early Saturday morning.
All 3 cars were parked silently and lawfully in the curb (mine in the middle) until an assumed drunk driver smashed on the vehicle behind my car. The car behind me in turn hit may car from behind and my car hit the car in front of me. My car was sandwich in between sustaining damages on the back and front frames and ruined both front and back bumpers. Initial estimates was 4-5 grand in repairs.
I have State Farm and I only have liability but I do have uninsured motorist coverage. All 3 of us called the cops right away after the incident and filed a report right there and then. Cops said they haven't found the guy still to this very day and they won't likely will.
The car behind me was a total wreck but she has collision coverage. Insurance will just issue her a check for the value of her car. the Car in front of me sustain no major damage.
My Question is do I get compensated with the uninsured coverage that I have when it's a hit and run and the guy was never found? My insurance said we need to find the guy that did it and make sure he doesn't have insurance before They could cover me for the uninsured motorist claim. I've found a guy who could fix my car cheaply. I just wana know if I have a chance of getting compensated or reimbursed at least before I proceed with the repairs ths week.
Badly Need some info pls asap. Please help. Thanks you so much advance.