Ex-Spouse Benefits

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Latest post 05-09-2008 3:08 PM by Hearst86. 2 replies.
  • 05-09-2008 10:17 AM

    Ex-Spouse Benefits

    My ex-spouse (ex) and I were married to each other for over 10 years, and neither one of us has re-married. We have both earned enough credits to qualify for Soc/Sec benefits. I am 3 years older than ex, and am entitled to a greater benefit amount than ex. Question:

    If I pass away, can ex collect upon reaching age 60, and if so, what percentage of my amount?

    Also, can anyone point me to a SSA document which explains ex-spousal benefits.

    Thank you.
  • 05-09-2008 2:04 PM In reply to

    re: Ex-Spouse Benefits

    You don't say why you're concerned about this, by the way. Just curious.

    Did you go to SSA site and search "ex-spouse" and "surviving divorced spouse"?

    http://www.socialsecurity.gov/survivorplan/ifyou3.htm

    http://www.socialsecurity.gov/survivorplan/ifyou5.htm
  • 05-09-2008 3:08 PM In reply to

    Feedback [*=*] re: Ex-Spouse Benefits

    If you passed away, my understanding is that he possibly could, but the benefits he received would be greatly reduced for being under his full retirement age (FRA) for SS purposes. (FRA is anywhere from 65 to 67. I suspect it is 66 for your ex.)

    They also would be subject to an "earnings test" if collected under FRA. So, if he continued to work, the reduced benefit would be further reduced by his earnings unless the earnings were very low (under about 13k or so per year.)

    Unless he had some other source of income, such as a pension, I would be surprised if he would take them that early.
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