His credit has already been damaged.
He, or you on his behalf, can dispute any negative item on his credit report.
If there is no legal recourse to fight against this solar company I am inclined to make them wait to see any money.
Aside from the damage to credit, nothing has happened to your father for which he can seek recourse (although, as noted previously, a report to the AG wouldn't be a terrible idea)....
At this point in time this contract fee is not past due and is not part of his damaged credit. He had lost track of his finances. It took time for it to be discovered. It took time for him to admit he was struggling and to allow me to help him. It took more time for me to figure out what accounts he had and their status. Delinquent payments had been reported. I have not checked but I am certain that he has several valid strikes against him. I have now paid off his outstanding balances and he is now current on everything but he had been late by several months on some accounts.
I am interested in your opinion about delaying payment of this contract fee until the very last moment.
I don't like the idea of paying this business anything. I think they exploited a weakness and are, in a sense, thieves but apparently they did it without breaking any rules or laws. Now there are rules and laws enforcing their right to his money. I am considering paying the money in a timely manner while informing them of my Attorney General complaint and perhaps even making it clear that I intend to describe this event in every public review platform I can find.
It is a long shot that they would let this bill go unpaid. They could just turn it over to a collection agency but I suspect in their line of work and seeing how they have handled the transaction with my father they are probably well-versed in their options. If they pursued a lien it is likely that they would understand the requirements of following through on it. It is highly unlikely they would pursue a lien and not see it through to fruition.
The complaint to the Attorney General and bad reviews are not going to discourage this business from pursuing his money. I want people and an appropriate governing body informed so it is on record for the future. Letting this business know that I am doing this may discourage them from repeating this with other people. They would see how they are not getting away with it untarnished. I certainly have a right to contact the Attorney General's office and describe what happened. It is up to them to evaluate what is presented. Do you agree that the First Amendment guarantees the rights of consumers to express their opinion about a business and honestly describe their experience?
Although it is relatively insignificant it may be the most powerful way to end this matter. If, on the other hand, I tell them of my plans to report them while I make them wait for the money it may only serve to remind them that there is an outstanding bill and a continuing irritant causing them grief which in turn could encourage them to take a more aggressive approach.
How do you feel about this?