Did I understand correctly that you have not yet agreed to "conduct all matters w/ the property management company electronically"? Is your reluctance to agree to that based solely on your desire to view the entire lease before signing it, or are there other reasons?
Agreeing to that is not the same as signing the lease - all you are agreeing to is how you and the property manager will communicate. If you agree to it and then they fail to show you the entire lease before you have to sign it, or there is a dealbreaking lease provision, you can still refuse to sign the lease (though I suspect it's too late now to get your application fee back without violating the terms of the application you signed).
That said, whether it is safe for you to agree to electronic-only communication depends on the details. There should be safeguards against miscommunication (where one party says they notified the other party of something, but the other party claims not to have received that notice). As part of that you should, of course, have reliable ongoing access to the internet and to whatever specific platform the property manager will use to communicate with you.
When the Blue Moon site asked you to agree to the electronic communication, did it show you a link to the fine print governing that (such as a "Terms & Conditions" document)? If so, I recommend you click on that and read it, and save a copy to your device as well. If not, you'd have to get in touch with Blue Moon to find out how to access that.
You are amazing, that is exactly the issue !!!!
My reluctance to agree to e-signing is due to my desire to review the entire lease AND be able to ASK questions to get clarification. Digital is a cost savings and environmentally green; however the Mortgage Industries, some Insurance Co's and now property management places in FL are going in this direction.
This increases the liklihood of miscommunications because no one is signing anything in front of the other.
And there is NO chance in pointing to a paragraph and asking to clarify it.
The leasing agent stated in her email, After one party completes the process, the next signing party will be notified to review and sign electronically until all electronic signatures have been collected. Once all electronic signatures are collected, you will receive notification containing a copy of the executed Lease Contract Documents.
Here are the terms and conditions:
Consumer Disclosure Regarding Conducting Business Electronically, Signing Documents Electronically and Receiving Electronic Notices and Disclosures
By proceeding to use the NAA E-Signature System to sign this document you are agreeing that you have:
•Read and understood the consumer disclosure information in this notice and consented to transact business using electronic communications;
•Agreed to receive notices and disclosures electronically, such as the federal EPA Lead Hazard Addendum; and
•Agreed to use electronic signatures and documents instead of ink signatures and paper documents.
Your Choice: Paper or Electronic
You are not required to sign documents or receive notices and disclosures electronically. If you prefer to use paper, do not proceed with the E-Signature process, but rather close your web browser and contact the property owner or owner's representative to request paper copies.
Consent to Do Business and Receive Notices and Disclosures Electronically
By proceeding with the E-Signature process, you consent to conduct business electronically, sign documents electronically, and receive notices and disclosures electronically. Your consent applies to all documents, disclosures, and notices relating to this transaction occurring over the course of your continued relationship with the Property Owner or Owner's Representative. But your consent to so conduct business or sign or receive documents, notices or disclosures is only effective to the extent permitted or provided by law and the NAA Lease Contracts, and you may withdraw your consent at any time by following the procedures described below in the section entitled "Withdrawal of Consent."
There is no charge to receive one (1) set of paper documents delivered at the property or by US Mail to US addresses, however the property owner or their representative may at their discretion charge for the shipping costs for FEDEX or similar deliver services or delivery to foreign addresses
I presented in written form a request to have the lease sent to me via FEDEX and I would pay for it.
But they didn't give me time to do that. They approved my lease 7/1 via email and I immediately put my request back to them 7/2 early morning.
Due to my having worked in compliance oriented industries, I have seen many problems with consumers who were mislead or uninformed by a seller (loan officer) or other agent due to the commissioned sales world.
Consumers always need to be on the lookout by asking questions and reading all aspects of contracts.
I just wanted that chance so that I could be responsible and know what I'm getting into. FL has high turnover and people are moving in and out daily. I want to preserve my credit, to maintain fiscal responsibility and have the freedom of a "transfer clause" in the event of an unforseen event (job loss, job transfer, illness, loss of income).
I've already been there and experienced that. But I've always lived within my means.
If they can't comply with sending me the lease by email (PDF) format, I will not sign it and have to look for a week to week Intown Extended Stay. I've researched that cost and it is actually less than the apartment. And all utilites incl WiFi are included. One $50 refundable deposit is paid at check in.
Thank you so much Karen for sharing your helpful insight to my post. I've been stressed over this due to the prior job loss - having to look for a new job which took months - and then having to up and relocate 1200 miles away.
I will post back after I contact the office on Tues morning. I will ask for a PDF copy of the lease so I can print it out, read it thoroughly and then FEDEX it back to them so they're get it by the time I arrive on Fri.
That's my plan, but I'll post back. Thank you!