Hello, and I am sorry about your injury incident. Since it only happened less than 2 weeks ago, it's way to early for you to accept settlement. First, you are far from done treating. Second, there is no way to know what kind of future treatment you will require as only qualified expert can be in a position to determine that. Also, it would be impossible at this point to calculate your pain and suffering, wage loss and perspective wage loss. Thus, it would not be prudent to settle that early.
For obvious reasons, the insurance company is eager to settle to close the file and not be exposed to a far more significant liability in the future.
Do not shortchange yourself, especially due to the fact that you sustained such a serious injury.
Thanks, and feel free to follow up.
Arkady Itkin, Esq.
California Injury Lawyer