Who pays the funeral expenses for a parent?
I live in Florida. My sister lives in Ohio, where my father lived. We also have a brother who lives in Indiana. She handled all of the funeral expenses without my knowledge, and I was not a party to the contract to the funeral home, and did not verbally agree to pay for any of the expenses. The funeral director would not provide me any information about the funeral, saying my sister was his customer. My brother later forced my sister to give up the ashes in an urn and bury them next to my mother.
I could not afford to go to the funeral or the burial of the ashes. My father named the three of us as beneficiaries to a slightly unevenly divided life insurance (according to her), which more than covers the cost of the funeral. The insurance companies directly sent me a share of his life insurance amount. I really do not know the total value of the life insurance policies. Supposedly, my father made the funeral home out as the beneficiary of at least some of the funeral costs; I have a copy of such document signed by my father and witnessed by my sister.
My sister has filed bankruptcy since the funeral, and I believe she even so may have listed the funeral home as a creditor on her case.
I think it appropriate that since my sister has treated me poorly for many years, and has shut me out of the funeral process completely, I should not have to pay any of the funeral expenses. My sister now wants me to pay one-third of the expenses or she will "take me to court" and have a "lien placed on my home".
First, am I responsible for any part of the funeral expenses and can she make me pay any portion of the expenses? Where must she file a small claim for those expenses she said she is due, Ohio or Florida? Do I really owe anyone anything towards those funeral expenses?
Thank you for your advice.