Frozen accounts

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Latest post 06-04-2009 4:13 PM by adjuster jack. 1 replies.
  • 06-04-2009 2:54 PM

    Angry [:@] Frozen accounts

    I am not quite sure what practice area this would be under or if you can even help me. My problem is that my boyfriend was sued about three years ago. [They] won the case and someone came out to see what we own and said we didn't have anything. Well 06/01/2009 I logged on to my online banking and see that all my funds are gone in both of our checking and savings. I called [the bank] and they told me that the account has been frozen due to a court order and we would have to talk to someone tomorrow. We called the law department and they said that the court issued a subpoena and they were forced to freeze the account and we would have to call the law office who representing [the company]. We called their lawyer and he was a jerk not answering any questions and laughing at the situation and telling us he isn't sure what we owe but it was at least $13,000.00 We finally got sick of dealing with him and called [the company] ourselves and found out they had no idea and nothing was on the record. They showed that we owed $5228.97 and we needed to fax the court order to them. Well since my boyfriend is a captain on a boat in LA for 4 weeks at a time I went to [the bank] to get the order and fax it, which they told me I could pick up. I get there and they tell me that I can't get it because I am not him and he has to come into the bank. There are no [bank] in LA and he is unable to do this so we ask them to fax it to [the company] and they would not. I am at a lost and they have taken everything I have. I am running in circles and no one will answer my question. If you can help me out please let me know! Thank you for your time.

  • 06-04-2009 4:13 PM In reply to

    Re: Frozen accounts

    Your boyfriend got a judgment against him and didn't pay it.

    He didn't have anything for the creditor to go after back then so they waited.

    Judgments are good for a long time.

    Now the creditor apparently found a solid bank account to go after and has attached it to pay toward the balance owed. That's legal and proper.

    That you and he are joint holders of the account makes your money fair game because in a jont account each party's money is also the other party's money.

    That the debt has grown by more than twice is because of interest, lawyer fees, and court costs.

    Pretty soon the money in the account will be released to the judgment creditor.

    That's how it works.

    The credit union is under no obligation to help. The lawyer is under no obligation to help. The bank has to follow the court order and freeze and release the money to the creditor.

    The reason you are running in circles is that the circles you are running in are the wrong circles.

    Unless your boyfriend has some legal grounds to ask the court to cancel the order (and I don't see any) then it isn't going to be cancelled no matter what you do.

     

    • The right of the people 
    • to keep and bear arms,
    • shall not be infringed.
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