I've initiated a wire recall, after accidently transferring money from my New York acct into the recipient's Illinois acct. I've been in touch with the recipient who have been aware of the error, and who "claims" to have signed the forms at her bank authorizing the debit of the monies back to my acct. But almost 3 months later, I still can't get my money back.
The recipient have "had issues" with her bank, in trying to return the money to me. I don't have the exact details, 'cause herself and her lawyer will not tell me any specifics, nor will her bank, who the recipient tells me have my money now in a holding acct. No one from her bank, nor her lawyer, have called or written me to explain why they can't send back my money. The recipient have supplied them(her bank, her lawyer) with my case number for the wire recall from my bank. It shouldn't take her bank 3 months to confirm and verify that its from my NY bank acct.
My bank have also been sending wire msgs, (I'm told this is how they confer with other banks as its a secured line) to find out what the issue is or to respond to the wire recall, and my bank have now escalated the wire msgs, but the recipient's bank or its main office, have refused to respond. Its very unusual.
How can I pursue this further? As far as I'm concerned, the recipient still have my money, and I'm about ready to call the police on her for theft, considering she have been aware this entire time. I will probably need a lawyer now to help me sift thru the issues. But will I need a NY lawyer or one from Illinois where my money is now located?
What is the best course of action, as I fail to see why her bank won't confirm the wire recall with my bank, and the recipient's bank do not want to talk to me as I don't have an acct with them?
I want to get more aggressive and resolve this matter as soon as possible. My bank is Citibank, and the recipient's bank is Chase.
Any recommendations will be greatly appreciated.