Entries don't come off 7 years to the day. There is some processing time involved and 11/21 to 1/1 is certainly not unreasonable.
There is nothing on my credit report as far
as judgements against me.
is not entirely correct.
If the eviction was filed in court, and the court issued a paper that said get out, then that's a judgment.
According to the FCRA 605 (a) (2)
- Civil suits, civil judgments, and records of arrest that from date of entry, antedate the report by more than seven years or until the governing statute of limitations has expired, whichever is the longer period.
CA judgments expire after 10 years.
And even if that section doesn't apply, by the time you dispute the item it'll be January anyway and I doubt if there is any penalty for the entry not dropping off exactly to the day.
You might try renting at other places and find a place that's a bit more liberal about an eviction that old.
I agree that you should check your credit reports. It's possible that you have more recent negative entries that are being used against you.