I have a client who sent a package to St. Marteen, in the islands, containing silver jewelry. He insured the package with the United States Postal Service and paid for the insurance, which they gladly accepted. The package was lost by the United States Postal Service.
Now for the fun stuff!
Silver jewelry is on the United States Postal Services restricted list, and they therefore denied the insurance claim. The package, when delivered to the United States Postal Service was clearly marked Silver Jewelry. If such items are on the restricted list they should have never accepted the package, however, as they did, shouldn't they be responsible to pay the insurance that they charged for, and accepted money for?
The questions are: 1) is a claim against the United States Postal Service actionable, b) if the claim is only 10k, do we bring this in district court, or does it have to be brought in federal court?
I'd be grateful for the response from someone who is a lot smarter than I am.